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Frequently Asked Questions
- When must a depositor file a claim?
- Which institutions depositors are insured by the DIC?
- Will shareholders of an institution receive any part of their investment before depositors’ claims are satisfied?
- If a depositor has an account in the main office of an institution and also at a branch office, are these accounts separately insured?
Did You Know?
- Misconception: Placing funds in any instrument offered by a member institution would be covered by the DIC - Fact: ONLY Savings Accounts (including interest), Current Accounts (including interest) and Fixed Deposit Accounts (including interest), inclusive of any outstanding balances due (uncleared deposits) to these accounts, are considered for deposit insurance coverage.