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Frequently Asked Questions
- What types of deposits are insured?
- If a depositor has an account in the main office of an institution and also at a branch office, are these accounts separately insured?
- If a person has an interest in more than one joint account, what is the extent of his or her insurance coverage?
- Does the borrower’s obligations to the institution continue after the institution is closed?
Did You Know?
- Misconception: Placing funds in any instrument offered by a member institution would be covered by the DIC - Fact: ONLY Savings Accounts (including interest), Current Accounts (including interest) and Fixed Deposit Accounts (including interest), inclusive of any outstanding balances due (uncleared deposits) to these accounts, are considered for deposit insurance coverage.