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Depositor Resources Frequently Asked Questions

Frequently Asked Questions

  • Deposit Insurance Coverage
  • Payment of Insured Deposits
  • Insured Deposits
  • Joint Accounts
  • Loan Customers
  • Making Claims
  • Recovery of Uninsured Balances
  • Trust Accounts

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    • Depositor Resources
      • Claim Form
      • Facts & Myths
      • Depositor Insurance Glossary
      • Tips for Depositors
      • Frequently Asked Questions
        • Deposit Insurance Coverage
        • Payment of Insured Deposits
        • Insured Deposits
        • Joint Accounts
        • Loan Customers
        • Making Claims
        • Recovery of Uninsured Balances
        • Trust Accounts

Frequently Asked Questions

  • Can a depositor leave his/her deposit with the transferee institution?
  • What is the current insured limit?
  • Will shareholders of an institution receive any part of their investment before depositors’ claims are satisfied?
  • Are Mutual Funds insured?

Did You Know?

  • Misconception: All financial institutions that take deposits are covered under the Deposit Insurance Fund - Fact: ONLY member institutions that are licensed under the Financial Institutions Act, 2008 are covered under the Deposit Insurance Fund. This legislation provides for the regulation of commercial banks and other institutions engaged in the business of banking and business of a financial nature.  
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Deposit Insurance Corporation

  • Home
  • About the DIC
    • Vision and Mission
      • DIC Logo Animation
      • DIC Logo Rationale
    • Board of Management
    • Strategic Plan
    • Role and Functions
    • Legal Framework
    • Public Policy Objectives
      • DIC’s Public Policy Objectives – 1st October, 2024
      • Gazette No. 147 of 2024 – DIC’s Public Policy Objectives
    • Community Activities
      • Nature Seekers
      • Hydroponics
      • Centre for Socially Displaced Persons
      • Trinidad and Tobago Cancer Society
      • Living Water Community
      • Our Lady of the Wayside
      • Fondes Amandes Community Reforestation Project
      • Love All Serve All
      • Habitat for Humanity
    • Publications
    • Presentations
    • Links
  • Deposit Insurance
    • How Deposit Insurance Works
    • Deposit Insurance Coverage
      • Single Accounts
      • Joint Accounts
      • Trust Accounts
    • Insured Deposits
    • Uninsured Deposits
    • Insured Financial Institutions
    • Liquidations
      • Questions and Answers
      • Notices
      • Dividend Distribution
    • Resignations
    • Deposit Insurance Claims
    • Notice to CIB Depositors
  • Deposit Insurance Calculator
  • Depositor Resources
    • Claim Form
    • Tips for Depositors
    • Frequently Asked Questions
      • Deposit Insurance Coverage
      • Deposit Insurance Coverage Increase
      • Payment of Insured Deposits
      • Insured Deposits
      • Loan Customers
      • Making Claims
      • Recovery of Uninsured Balances
    • Facts & Myths
    • Depositor Insurance Glossary
  • Global Money Week
  • CIB Liquidation
  • Pen to Paper Series